Privacy Policy

Legal Authorization Statement

I, Shohag Biswas, owner of MSProduction, hereby formally declare under full legal responsibility that:

Website: https://billguard.msproduction.in/

Android Application: BillGuard - Bill Checker
Package Name: in.msproduction.billguard

are owned, operated, and managed under the same ownership and authority.

I grant full authorization for the Android application to use, represent, and integrate services, branding, and content associated with the above-mentioned website.

This declaration is issued for verification and compliance purposes within Google Play Console.



Authorized Signature: Sudip Biswas
Date: 18-02-2026

Terms of Use & Disclaimer

By downloading or using BillGuard - Bill Audit AI, you agree to the following terms and conditions.

1. Nature of Service

BillGuard is an automated bill analysis tool designed to help users review medical, insurance, electricity, and other service bills. The app provides AI-generated insights for informational purposes only.

2. No Professional Advice

BillGuard does not provide legal, financial, insurance, tax, or medical advice. Any analysis, suggestions, or dispute documents generated by the app should not be considered professional consultation.

Users are solely responsible for independently verifying billing details before making payments or submitting disputes.

3. AI Processing Disclaimer

Analysis results are generated using automated AI systems. While the app aims to identify potential billing discrepancies, it does not guarantee the detection of all errors or overcharges.

BillGuard is not liable for financial decisions made based on AI-generated output.

4. Subscription & Payments

Premium features are offered through subscription plans processed securely via Google Play Billing. Subscriptions may renew automatically unless cancelled through the user's Google Play account.

5. Limitation of Liability

BillGuard, its owner, and affiliated entities shall not be held responsible for direct, indirect, incidental, or consequential losses arising from the use of the app.

6. No Affiliation

BillGuard is not affiliated with any hospital, insurance provider, utility company, financial institution, or government agency.

7. Acceptance of Terms

By continuing to use the app, you acknowledge and agree to these Terms of Use and Disclaimer.

Privacy Policy

Effective Date: 18-02-2026

Welcome to BillGuard - Bill Audit AI. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application and related services.

1. Information We Collect

a) Information You Provide

  • Bill images uploaded or scanned
  • Extracted billing data (line items, amounts, dates)
  • Customer support inquiries (if applicable)

b) Automatically Collected Information

  • Device type and operating system
  • App version
  • Basic usage analytics
  • Subscription status (via Google Play Billing)

We do not collect social login information as the app does not require account registration.

2. How We Use Your Information

Your information is used strictly to:

  • Analyze uploaded bills using AI technology
  • Detect billing errors and overcharges
  • Generate dispute documents
  • Store scan history locally (for Premium users)
  • Provide subscription-based features
  • Improve app performance and user experience

We do not sell, rent, or trade your personal or medical data.

3. AI Processing

Uploaded bill data may be processed using artificial intelligence systems to detect potential billing errors. AI processing is automated and does not involve human review unless explicitly stated in future service updates.

4. Data Storage & Security

  • Scan history is stored locally on your device.
  • We implement reasonable technical safeguards to protect data.
  • We do not intentionally store sensitive medical records on external servers unless required for future service improvements.

However, no digital transmission method is 100% secure.

5. Subscription & Payments

Premium subscriptions are processed securely through Google Play Billing. We do not collect or store your payment card information. Subscription management is handled directly by Google Play.

6. Data Retention

Data stored locally remains on your device unless you delete it or uninstall the app. We do not retain personal billing data on external servers unless explicitly disclosed in future updates.

7. Your Rights

Depending on your location (including the United States), you may have rights to:

  • Access your data
  • Delete stored scan history
  • Manage subscription settings via Google Play

8. Children's Privacy

BillGuard is not intended for children under the age of 13. We do not knowingly collect data from minors.

9. Third-Party Services

The app may use third-party services such as:

  • Google Play Billing
  • AI processing providers
  • Analytics tools (if implemented)

These services operate under their own privacy policies.

10. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be reflected on this page with an updated effective date.

11. Contact Us

If you have questions regarding this Privacy Policy, please contact:

Email: shohagbiswas01@gmail.com
Website: https://billguard.msproduction.in